Los Angeles County Traffic Court: How to Get Out of a Traffic Ticket in LA!

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There were 1,360,395 cases filed for traffic infractions in Los Angeles Superior Court in the 2013-2014 fiscal year. A study by Nerdwallet.com, finds that 5 of 10 of the most expensive areas to get a ticket in the entire state of California are within L.A. County, with the true costs of a $35 ticket being more like $700 after fines, fees, and insurance increases. There’s big business in tickets for local municipalities who finance their budgets on traffic tickets and for insurance companies that get to say “Gotcha!” and jack up your insurance rates for 3 years.

What’s most important after you get a ticket is how you deal with it. Do not simply pay the fine and try to move on. You’ll see your insurance premiums go up as high as 25% for the next 3 years. Keeping in mind most people in California pay around $1,000 to $1,200 for their car insurance each year that is major jump and will put some serious pain on your wallet. If the violation you’re facing is correctible with traffic school, you absolutely must take that opportunity to avoid points on your license. You’ll still be stuck paying your fine and applicable fees but this is about minimizing the damage to your driving record.

How to apply for L.A. County Traffic School:

That’s right. You have to apply first with the county to be allowed to take traffic school. You can do so by going here. LA will charge you $64 to take traffic school if you’re approved for your violation [that only pays for the right to go to traffic school, you still have to buy your traffic school course].

Sign up for a California Online Traffic School course:

You’ll have 60 days from when you were allowed by the state to take traffic school [like this one] and complete it. Traffic Schools with actual classroom courses have been around for decades, but I tend to recommend online courses since most folks would prefer to take a course in their home on their own time than when a brick and mortar traffic school offers classes. Typically online courses are required to present about 8 hours’ worth of curriculum. It won’t be fun but then neither are rising insurance premiums.

Upon successful completion of your traffic school course, your online traffic school will transmit your completion to California DMV.

Your LA Traffic Court will pull your DMV record to corroborate your completion and from that no points will be added to your driving record. California DMV will typically take about a month to update your record so don’t expect this to happen instantly. Check your driving record about a month later to verify completion. At that point, if your record is incorrect, contact your traffic school about re-reporting your completion.

For Online California Traffic School, we recommend I Drive Safely. Check them out!

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Kentucky Traffic School: Changes Ahead!

Big news from some of my contacts at Kentucky Department of Driver Licensing today. The state’s Transportation Cabinet has apparently updated its traffic school contracts. Unlike most states that allow many online traffic schools to operate as long as they meet certain curriculum requirements, Kentucky has only one single approved provider for online traffic school [the state actually seems to have on stronghold classroom courses as well].

What does any of this mean to you? Well, the school that was the lone provider of online Kentucky Traffic School, IDriveSafely.com no longer is. It also means their DVD Traffic School courses will no longer be available to people of the state either. Yes, for those of you with little to no internet, there was a DVD course option.

The new authorized provider og online Kentucky Traffic School will be Improv. So if you’re a speed demon, a distracted driver, or the type to try really hard to make the light before it turns red, make sure you bookmark these changes. I’ll be updating the main piece on my site for Kentucky Traffic School with all this information but such a big change did seem to warrant its own piece.

Stay Informed, Kentucky and should you need traffic school, be sure to check out Improv’s Online Kentucky Traffic School course!

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How The New York Point & Insurance Reduction Program (IPIRP) Gets You Out Of That Traffic Ticket!

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In New York, you don’t have to take a traffic ticket lying down. Whether you’ve recently gotten a ticket or have to bring down the cost of your insurance because of too many tickets, there are options out there to help you. Insurance rates can skyrocket due to a simple speeding ticket and that can affect what you pay your insurance provider for up to 3 years. These offenses can show up in background checks and if a prospective employer pulls your driving record because a valid license or clean record is necessary for the job…uh-oh! Think about that. A ticket that doesn’t just cost you money but maybe prevents you from making it.

The good news is New York State’s Internet Point and Insurance Reduction Program (IPIRP) allows you to take a defensive driving course either to remove points from your license or get a 10% reduction in your insurance premiums. You can have up to 4 points removed from your record depending on the violations you’ve incurred.

The defensive driving courses are typically offered in classroom or online settings. I really only would ever recommend a classroom setting if you had no internet access or were absolutely terrible with a computer. Otherwise, why spend 6 hours of your evening or day off sitting in a traffic school class with total strangers right? Online courses are the way to go to make this as painless on you as possible.

Upon completing your course you’ll get a certificate of completion to turn into your insurance company to receive your discount. These discounts can even be retroactive so the discount applies to the beginning of your current insurance term and you start saving money immediately. Contact your insurance provider for their exact terms.

For point reduction, your traffic school will report your completion to the New York DMV. While they likely will report you right away, remember the DMV is giant bureaucracy and it may take them so time to act on your completion. I recommend checking on your DMV record after about a month to make sure your points have been reduced. If your record doesn’t reflect the completion, follow up with your traffic school to make sure there was no trouble reporting you.

DriverSafetyCenter.com recommends I Drive Safely for its New York Defensive Driving course.
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Kentucky Traffic School Gets You Out of New or Old Points On Your Driving Record. Here’s How.

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Kentucky drivers don’t have to settle for a bad driving record. A driving record that is filled with traffic violations can see you kept out of certain occupations, paying higher insurance premiums, or even worse, having your drivers license suspended. Nobody wants or needs that. Kentucky traffic school can be your key to a clean record, cheap premiums, and keeping you straight on the road of life.

To Remove Points Already On Your Record
In order to qualify for Kentucky Traffic School, you must be referred by the Division of Driver Licensing [DDL] in the Kentucky Transportation Cabinet [Call (502) 564-1257 to get a referral for traffic school from the state].

The following are requirements to be eligible for Kentucky Traffic school:
-Have not taken traffic school in the last 12 months
-You must hold a valid Kentucky driver’s license [this includes CDL drivers]

Once you receive a letter from the state citing your allowance to take traffic school [they’ll also tell you how many points can likely be removed. In your particular case, you can sign up for a classroom, DVD, or online traffic school course. My instinct is to always recommend an online course as I assume most readers would like to avoid spending their day off in a classroom with strangers. The DVD course options ring too much of a correspondence course when people need instant results. So that’s why I recommend the online option.

Upon completion, the traffic school reports your finishing of the course to the Kentucky Cabinet of Transportation. I’d advise waiting about a month or so before you checking your driving record via the DMV to make sure the points have been removed. Governmental bodies move slow even if your traffic school reports you the next day. If your record isn’t updated after a month, then contact the DMV and follow up with your traffic school in case re-reporting is required. [Note, the violation will still likely appear on your record, but the points should not]

To Dismiss A Current Traffic Ticket
Now if you currently are involved in an active traffic ticket case, you would want to ask the court to allow you to take traffic school to avoid points. The court will likely grant the request provided you:

-Have not taken traffic school in the last 12 months
-You must hold a valid Kentucky driver’s license [this includes CDL drivers, however in this instance CDL drivers must also have approval from the Cabinet of Transportation]

Upon completion of traffic school, you’ll turn in your certificate of completion to the court. As with previous offense, you would want to check your record about a month later to make sure your driving record has been updated.

Now, when it comes to what online traffic school you should take, there’s actually only one. This isn’t merely me recommending it but it is literally the only Kentucky approved online traffic school course; Improv’s Kentucky Traffic School is your single option to dismiss your ticket or remove points from your record. The course may also be good for a premium reduction from your insurance provider as well in addition to the point removal benefits.

Check out Improv’s Kentucky Traffic School below:

Self-Driving Cars and What They Can Mean For the Senior Driver

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Technology continues to define our experience behind the wheel. The GPS consoles that were the pricey add-on packages in new cars are slowly getting replaced by cell phone apps. Some cars have collision sensors now that can automatically stop before an accident occurs and the hope is that will go standard in a few years. Big things in small packages, they say. The latest change to our driving experience is indeed big in every way: the car itself is changing and soon will drive all on its own. At the forefront of this technological revolution are Google and Tesla but Big Auto can’t be counted out either. GM looks to partner with Lyft to make self-driving taxis a reality. Today I’m going to look at what this means for one of the largest populations of the USA: the senior citizen.

My view of self-driving cars for younger folks vs. seniors is vastly different. You see a kid that can’t parallel park and you think “Well parking assistance software really is a plus” but at the same time, will that kid ever really learn to do it themselves? That notion is put on steroids with a self-driving car: do we dull our skills or never fully develop them at all then? Do we end up with a generation of kids who can’t drive well, simply because they don’t need to? Maybe but that’s the dark side of the spectrum. However on the plus side, the self-driving car may be exactly what helps an aging population of Baby Boomers stay independent and at the same time, safer than previous generations of seniors.

Typically car crash statistics vary with age. Rates start out high with novice drivers and tend to decline over the life of the population until around age 70. At that point you still see a decreased instance of crash but you also an increased percentage of fatal crashes in seniors from age 70-85 years old, according to studies done by the Insurance Institute for Highway Safety [IIHS]. This change in comparison goes very much against the trends of the population at large. It means seniors are driving less and ending up in fewer accidents but those who do are much more prone to be involved in a fatal crash.

So how can the self-driving car change the world for older drivers? They may just be safer option going to the grocery store or around town. Older folks often suffer from ailments that can make their own mobility and rigidity an issue; the ability to turn and look quickly at what’s behind you or in your blind spots essentially. Vision problems often become a greater concern with age as well. 33% of all fatal crashes involving seniors occurred at Intersections while failure to yield, improper left turns, and failure to obey a traffic light round out the top causes of crashes in finding by the IIHS. These are around-town driving issues, things that can happen in someone’s comfort zone. Having the ability to rely on a self-driving car as means to maintain independence while increasing safety in one’s later years is a great, great thing and I welcome it.

All that said, self-driving cars aren’t the norm just yet. And we won’t be at a point where putting thousands of computers in midtown gridlock at rush hour is a good idea for even longer. There are still too many scenarios out there developers haven’t even begun to ponder for a self-driving car. We’ll get there but not yet.

Here’s a really cool 90 second look at Google’s self-driving car:

So what can you do to protect yourself or a loved one if diminishing skill behind the wheel is a concern in the meantime? I recommend taking a Senior Driver Safety course from an established name like AARP. The AARP Smart Driver Course is a wonderful refresher that highlights to seniors the dangers of distracted driving, ailments and conditions that come with age to look out for, the effects of medication of driving, and of course, better driving techniques. It may also save you money on your insurance by taking one of these courses, as many providers offer premium discounts if you do!

Check out AARPDriverSafety.org today!

 

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Light that Red Light Camera Ticket On Fire!

Burn it!” says Tennessee State Representative Andy Holt in a recent Facebook video. Then he does just that, holding up a copy of a traffic camera citation, taking the flame from a cigarette lighter to it. But should any citation be treated so cavalierly? The Tennessee lawmaker is known for shocking statements that make the news but is he wrong here?

When it comes to tickets given out by camera, more and more cities are backing off enforcement of them. Typically, because these tickets are not written by a police officer, they are classified as civil penalties. That means that while there is a fine, there is no reporting of the offense to the DMV, which means no points or higher insurance premiums. This knowledge leads a lot of folks to simply ignore the ticket altogether and not pay the fine. That doesn’t mean a city won’t put you in collections over the fine.

That said, what works in Holt’s state of Tennessee may not work in yours. And just because points are not likely, doesn’t mean they can’t happen. Many folks also operate under the philosophy of “Well I’ll just pay the fine” to make it go away. In Colorado, a red light camera ticket is worth 4 points on your record. In Georgia and North Caroline, you’ll see 3 points added to your record. In California, it’s a one point violation. I will state unequivocally that Arizona is an absolute state-wide red light/speed camera trap. A ticket will get you 2 points there and on top of any fine, you’ll spend an additional $150-$250 in court/state fees for traffic school to clear your record.

If you’ve received a red light or speed camera ticket with points and you need traffic school to fight it, please visit DriversEd.com:
DriversEd.com- the most experienced provider of traffic school online. Clear your record online.

And if you want to watch Rep. Holt burn a red light camera ticket, well, it might be therapeutic!